Are you considering retiring in Swansboro, NC? Discover the serene coastal living and wide range of amenities that make this city an ideal retirement destination.
Key Takeaways:
- Swansboro offers a cost of living below the national average and a median home price of $350,000.
- The town’s population of around 4,000 includes 40% of residents aged 45 or older.
- Swansboro is known as “The Friendly City by the Sea” and offers abundant water recreation and nearby oceanfront beaches.
- The town has seen a 30% population growth in the last decade and has a crime rate that meets the national average.
- North Carolina does not tax Social Security, but it does tax other retirement income at a flat rate of 5.25%.
A Serene Coastal City with Rich History
Nestled along the coast of North Carolina, Swansboro combines tranquil coastal living with a rich historical heritage. This charming town is known as “The Friendly City by the Sea” and offers retirees a peaceful and welcoming community. With a population of around 4,000, Swansboro provides a close-knit atmosphere where residents can enjoy a slower pace of life.
Swansboro boasts a fascinating history that is evident in its beautiful historic downtown area. With 74 buildings listed on the National Register of Historic Places, retirees can stroll through the streets and admire the well-preserved architecture. The town’s boutiques and shops offer unique shopping experiences, allowing residents to support local businesses and find one-of-a-kind treasures.
When retirees aren’t exploring the town’s history, they can take advantage of the coastal location and abundant water recreation opportunities. Swansboro is perfect for fishing enthusiasts, with access to both rivers and the ocean. Nearby oceanfront beaches provide opportunities for relaxation and enjoyment of the sun and surf. Whether it’s boating, kayaking, or simply soaking in the breathtaking coastal views, retirees in Swansboro can experience the beauty of coastal living.
| Population | Growth Rate | Crime Rate | Tax Rate |
|---|---|---|---|
| 4,000 | 30% | Meets National Average | Social Security tax-free, other retirement income taxed at 5.25% |
Aside from its natural beauty and historical significance, Swansboro offers a range of amenities and services to make retirement living convenient. The town is conveniently located near military bases, providing opportunities for retirees with a military background or an interest in supporting the armed forces. Swansboro also has access to necessary services such as dentists, veterinarians, and handyman services, ensuring retirees can easily take care of their needs.
Overall, Swansboro’s serene coastal living combined with its rich history makes it an enticing retirement destination. With its welcoming community, vibrant lifestyle, and access to water recreation, retirees can enjoy a fulfilling and relaxed retirement in this picturesque coastal city.
Affordable Cost of Living and Real Estate Options
Retiring in Swansboro not only offers a picturesque coastal setting but also an affordable cost of living and a diverse range of real estate options. With a cost of living below the national average, your retirement budget can stretch further, allowing you to enjoy all that this charming town has to offer.
The median home price in Swansboro is $350,000, making it an attractive destination for retirees looking to invest in real estate. Whether you prefer a waterfront property with stunning views or a cozy cottage nestled in a peaceful neighborhood, there are plenty of options available to suit your preferences and budget.
| Cost of Living | Real Estate Options |
|---|---|
| The cost of living in Swansboro is below the national average, making it an affordable place to retire. | Swansboro offers a diverse range of real estate options, including waterfront properties, cozy cottages, and peaceful neighborhoods. |
| You can enjoy a comfortable lifestyle without breaking the bank. | Whether you’re looking to downsize or upgrade, there are homes available to suit your preferences and budget. |
| Retirees can make the most of their retirement savings and enjoy a higher quality of life. | From beachfront properties to historic homes, Swansboro offers a variety of housing options to choose from. |
Whether you’re searching for a cozy retirement retreat or a stunning waterfront property, Swansboro’s affordable cost of living and real estate options make it an ideal destination for retirees seeking a comfortable and fulfilling lifestyle.
Welcoming Community and Vibrant Lifestyle
Embrace the friendly atmosphere and vibrant lifestyle that Swansboro offers to retirees, where neighbors become lifelong friends and every day is filled with exciting opportunities. This coastal city in North Carolina is renowned for its warm and welcoming community, making it an ideal destination for those seeking a close-knit and supportive environment.
With a population of around 4,000 and 40% of residents aged 45 or older, Swansboro is a place where retirees can quickly find a sense of belonging. The town takes pride in its nickname, “The Friendly City by the Sea,” and it truly lives up to its reputation. Whether you’re exploring the charming historic downtown, dining at local restaurants, or attending annual festivals, you’ll always be met with a smile and a warm welcome.
Alongside the welcoming community, Swansboro offers a vibrant lifestyle with a range of activities and organizations tailored to retirees. From active clubs and organizations that cater to various interests to abundant water recreation opportunities and nearby beaches, there is never a shortage of things to do and explore. Whether you’re an outdoor enthusiast, a history buff, or a food lover, Swansboro has something to offer everyone.
| Population | Median Home Price | Crime Rate |
|---|---|---|
| Around 4,000 | $350,000 | Meets National Average |
Swansboro’s population has grown by 30% in the last decade, indicating a thriving and expanding community. The town’s crime rate meets the national average, providing retirees with a safe and secure environment to enjoy their retirement years. With its affordable cost of living, stunning coastal location, and welcoming community, Swansboro truly embodies the essence of a desirable retirement destination.
Abundant Water Recreation and Beaches
Indulge in a variety of water recreation activities and enjoy easy access to pristine oceanfront beaches just a stone’s throw away from Swansboro. This coastal city is a haven for water enthusiasts, offering a range of activities that cater to all interests and skill levels.
Whether you’re a fan of boating, fishing, kayaking, or paddleboarding, Swansboro has it all. Explore the calm waters of the Intracoastal Waterway, casting your line in search of the perfect catch, or embark on a thrilling boat ride to discover hidden coves and coastal wildlife. The scenic Crystal Coast is a paradise for those who love to sail, with its gentle breezes and stunning vistas.
If you prefer to stay on land, you can still enjoy the beauty of Swansboro’s beaches. Take a leisurely stroll along the sandy shores, bask in the warm sun, or dive into the crystal-clear waters for a refreshing swim. With its proximity to the Atlantic Ocean, Swansboro is the perfect destination for beach lovers.
| Water Recreation Activities | Nearby Beaches |
|---|---|
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No matter your preference, Swansboro offers endless opportunities to enjoy the great outdoors and make the most of its stunning coastal location. So, grab your gear, dive in, and experience the water recreation and beautiful beaches that make Swansboro a retiree’s dream destination.
Historical Downtown and Charming Boutiques
Take a stroll through the enchanting historical downtown of Swansboro and discover a treasure trove of boutiques and shops offering unique finds. This charming area is a haven for those looking for one-of-a-kind items and a delightful shopping experience. With 74 buildings in the town listed on the National Register of Historic Places, the downtown area exudes a rich sense of history and character.
As you wander through the streets, you’ll come across a variety of boutiques that cater to different tastes and interests. From quaint antique shops to trendy fashion boutiques, there’s something for everyone. Explore the carefully curated collections of local artisans and craftsmen, showcasing their talents through handmade jewelry, pottery, and artwork.
Not only will you find unique and beautiful items in the boutiques, but you’ll also have the opportunity to engage with friendly and knowledgeable shop owners. They are passionate about their businesses and eager to share the stories behind the products they offer. Whether you’re searching for a special gift or simply browsing for yourself, the downtown area promises a delightful shopping experience.
| Key Highlights: | |
|---|---|
| 74 buildings listed on the National Register of Historic Places | |
| Quaint antique shops and trendy fashion boutiques | |
| Local artisans and craftsmen showcasing handmade jewelry and artwork | |
| Friendly and knowledgeable shop owners |
Experience the Charming Boutiques of Swansboro’s Downtown
Swansboro’s historic downtown is a haven for boutique enthusiasts and lovers of unique finds. As you explore the streets, you’ll come across 74 buildings listed on the National Register of Historic Places, adding a touch of nostalgia to your shopping experience. From antique shops to fashion boutiques, the variety of stores caters to different tastes and interests.
Each boutique offers a distinct collection of handmade jewelry, pottery, artwork, and more, courtesy of talented local artisans. The shop owners, passionate about their businesses, are eager to share the stories behind the products they sell, providing a personalized touch that enhances your shopping experience.
Whether you’re searching for a special gift or indulging in a little retail therapy for yourself, Swansboro’s downtown boutiques promise a delightful and memorable shopping adventure. Discover hidden gems, support local artists, and immerse yourself in the rich history and charm of this coastal city.
Delicious Dining Options
Satisfy your taste buds with a diverse selection of restaurants, from cozy cafes to waterfront eateries, that Swansboro has to offer. Whether you’re craving fresh seafood, international cuisine, or classic American dishes, there’s something to suit every palate in this charming coastal town.
For those seeking a taste of local flavor, Swansboro’s seafood restaurants are a must-visit. Indulge in mouthwatering dishes such as freshly caught shrimp, oysters, and flounder, prepared with the utmost care and served in a relaxed, coastal atmosphere. Many of these seafood establishments offer picturesque waterfront views, allowing you to enjoy your meal while taking in the scenic beauty of the surrounding area.
If you’re in the mood for something different, Swansboro also boasts a variety of international restaurants that will transport your taste buds to distant lands. From Italian trattorias serving homemade pasta to Thai eateries offering aromatic dishes bursting with flavors, you’ll find an array of global cuisines to satisfy your culinary cravings.
| Restaurant | Cuisine | Location |
|---|---|---|
| The Dockside | Seafood | Waterfront |
| La Pizzaria | Italian | Downtown |
| Spice of Life | Thai | Coastal Highway |
| Harbor Lights | American | Marina |
In addition to these options, Swansboro also has a delightful selection of charming cafes, perfect for a leisurely brunch or a quick pick-me-up. Enjoy a cup of freshly brewed coffee, indulge in a delectable pastry, or savor a light lunch in these cozy establishments, which often feature outdoor seating that allows you to soak up the sun and enjoy the town’s friendly atmosphere.
When it comes to dining in Swansboro, you’ll never run out of choices. With its diverse culinary scene, welcoming ambiance, and the freshest ingredients sourced from the sea, this coastal town offers a truly delightful experience for food enthusiasts and retirees looking to indulge their taste buds.
Annual Festivals and Events
Immerse yourself in the lively atmosphere of Swansboro’s annual festivals and events, which showcase the city’s vibrant culture and community spirit. Throughout the year, Swansboro hosts a variety of entertaining and engaging events that offer something for everyone.
One of the most popular events is the annual Mullet Festival, held every October. This three-day celebration pays homage to the humble mullet fish, a local delicacy, and features live music, arts and crafts vendors, delicious food, and fun activities for the whole family. It’s a great opportunity to experience Swansboro’s unique coastal charm and indulge in some tasty seafood.
Another highlight on the event calendar is the Swansboro Arts by the Sea Festival. This annual event showcases the work of talented artists and craftsmen from the region and beyond. Visitors can browse through a wide array of beautiful art pieces, handmade crafts, and unique gifts. Live music performances, delicious food vendors, and activities for children make it a delightful day out for art enthusiasts and families alike.
If you’re a fan of live music, you won’t want to miss the Concerts at the PAV event series. Held throughout the summer months at the Swansboro PAVilion, these concerts feature a diverse lineup of talented musicians from various genres. From country and rock to blues and jazz, there’s something to suit every musical taste. Bring a blanket or lawn chair, sit back, and enjoy the tunes while taking in the picturesque views of the water.
Upcoming Festivals and Events in Swansboro:
| Date | Event |
|---|---|
| October 15-17, 2021 | Mullet Festival |
| November 6-7, 2021 | Swansboro Arts by the Sea Festival |
| June-August 2022 (select dates) | Concerts at the PAV |
These are just a few examples of the many festivals and events Swansboro has to offer. Whether you’re interested in music, art, food, or simply enjoying the vibrant community atmosphere, Swansboro’s annual events are sure to provide you with unforgettable experiences and cherished memories.
Active Clubs and Organizations
Stay engaged and connected with a wide range of active clubs and organizations tailored to retirees’ interests and hobbies in Swansboro, a coastal city in North Carolina. Whether you enjoy outdoor activities, arts and crafts, or socializing with like-minded individuals, Swansboro has something for everyone.
For nature enthusiasts, the Swansboro Parks and Recreation Department organizes regular outings and events, allowing retirees to explore the stunning natural surroundings while establishing new connections with fellow outdoor enthusiasts. Join the hiking club and discover the scenic trails of the Croatan National Forest or participate in bird-watching excursions along the coast.
If you have a passion for the arts, the Swansboro Artisans Guild offers a variety of workshops and classes, allowing retirees to unleash their creativity and develop new skills. From pottery and painting to jewelry-making and photography, there are plenty of opportunities to express yourself and showcase your artistic talents.
Table: Examples of Active Clubs and Organizations in Swansboro
| Club/Organization | Activities |
|---|---|
| Swansboro Parks and Recreation Department | Hiking, bird-watching, outdoor excursions |
| Swansboro Artisans Guild | Workshops, classes, art exhibitions |
| Swansboro Boating Club | Boating trips, fishing tournaments, social events |
| Swansboro Book Club | Book discussions, author meetups, literary events |
Are you a sports lover? The Swansboro Sports and Social Club organizes friendly competitions and recreational leagues, allowing retirees to stay active and have fun. Whether you prefer golf, tennis, or pickleball, you’ll find a welcoming community of fellow sports enthusiasts to enjoy the game with.
In addition to these examples, Swansboro offers a multitude of clubs and organizations dedicated to various interests, including gardening, photography, cooking, and more. By joining these clubs and organizations, retirees can make new friends, pursue their passions, and make the most of their retirement years in this charming coastal city.
Convenient Location and Access to Services
Enjoy the convenience of Swansboro’s location near military bases, enticing attractions, and a wide range of necessary services, including quality healthcare and professional services. Located in coastal North Carolina, Swansboro offers retirees easy access to Camp Lejeune and Cherry Point Marine Corps Air Station, making it an ideal choice for military retirees. The town is also close to other popular attractions such as the Crystal Coast beaches, Hammocks Beach State Park, and the Cape Lookout National Seashore. Whether you’re looking for outdoor adventures or simply want to relax by the water, Swansboro has it all.
When it comes to healthcare, retirees in Swansboro have access to quality medical facilities, including Onslow Memorial Hospital, which provides a wide range of specialized services. The town also boasts a variety of professional services, such as dentists, veterinarians, and handyman services, ensuring that retirees have everything they need at their fingertips.
| Tax Information | |
|---|---|
| State Sales Tax | 4.75% |
| Local Sales Tax | 2.5% |
| Combined Sales Tax | 7.25% |
| State Income Tax on Retirement Income | 5.25% |
| Social Security Tax | Not taxable |
Swansboro’s convenient location and access to necessary services make it an attractive retirement destination. From healthcare to recreational activities, retirees can enjoy a fulfilling and comfortable lifestyle in this charming coastal town.
Tax and Financial Considerations
Discover the tax advantages of retiring in Swansboro, with North Carolina not taxing Social Security and offering a flat rate of 5.25% on other retirement income. This means that retirees can keep more of their hard-earned money to enjoy the coastal lifestyle that Swansboro has to offer. With the cost of living below the national average, retirees can stretch their retirement savings further and live comfortably in this charming coastal town.
In addition to the favorable tax rates, retirees can also benefit from the affordable real estate options available in Swansboro. With a median home price of $350,000, retirees can find their dream home without breaking the bank. Whether it’s a cozy beach cottage or a waterfront property, Swansboro offers a range of real estate options to suit every retiree’s preference.
Furthermore, Swansboro’s convenient location provides easy access to necessary services and amenities. The town is situated near military bases, making it a popular choice for retired military personnel. Residents have access to quality healthcare, dentists, veterinarians, and other essential services. Additionally, Swansboro’s mild climate and proximity to the ocean make it an ideal retirement destination for those who enjoy outdoor activities, such as fishing, boating, and beachcombing.
| Tax Information | Rate |
|---|---|
| Social Security Tax | Not Taxed |
| Retirement Income Tax | 5.25% |
| Sales Tax | 7.25% |
Safety and Crime Rates
Rest easy knowing that Swansboro maintains a crime rate that meets the national average, ensuring a safe and secure retirement environment. This coastal city in North Carolina takes pride in its commitment to the safety and well-being of its residents. With a population of around 4,000, Swansboro has managed to keep crime rates in check, providing retirees with peace of mind as they enjoy their golden years in this charming town.
Swansboro’s community-oriented approach to safety is reflected in its low crime rates. The town’s dedication to maintaining a safe environment has resulted in a crime rate that aligns with the national average. This commitment is evident in the collaborative efforts between local law enforcement agencies and residents, fostering a strong sense of security and vigilance throughout the community.
In addition to its favorable crime rates, Swansboro benefits from the presence of local law enforcement agencies that ensure a swift response to any incidents. The town’s commitment to safety is further enhanced by its active neighborhood watch programs and community engagement initiatives. This proactive approach fosters a tight-knit community that looks out for one another, promoting a sense of security and peace of mind among retirees living in Swansboro.
| Crime Type | Rate (per 1,000 residents) |
|---|---|
| Violent Crime | 3.9 |
| Property Crime | 22.7 |
As shown in the table above, Swansboro maintains relatively low rates of both violent and property crimes compared to national averages. This further highlights the town’s commitment to ensuring a safe and secure retirement environment for its residents.
A Growing and Thriving Community
Join a vibrant and growing community in Swansboro, which has experienced a 30% growth in population over the last decade. This coastal city in North Carolina provides retirees with a welcoming atmosphere and an active lifestyle amidst its stunning natural beauty.
With a population of around 4,000 residents, Swansboro offers a close-knit community where neighbors become friends. Whether you enjoy water recreation like boating or fishing, or prefer strolling along the sandy beaches, Swansboro has it all. The town’s charming historic downtown is adorned with shops and boutiques, perfect for finding unique treasures.
Swansboro also boasts a wide selection of dining options, satisfying any craving. From fresh seafood to international cuisines, you’ll find delicious meals to please your palate. Throughout the year, the town comes alive with annual festivals and events, showcasing the vibrant culture and spirit of the community.
| Tax Information | Percentage |
|---|---|
| Social Security Tax | Not Taxed |
| Retirement Income Tax | 5.25% |
| Sales Tax | 7.25% |
When it comes to tax considerations, Swansboro offers some advantages. While North Carolina does not tax Social Security, retirement income is taxed at a flat rate of 5.25%. The combined sales tax in Swansboro is 7.25%. This knowledge can help you make informed financial decisions as you plan your retirement in this coastal paradise.
Convenient Location and Access to Services
Swansboro’s convenient location is another appealing aspect for retirees. Situated near military bases, the town provides opportunities for veterans and their families to enjoy a peaceful and fulfilling retirement. Additionally, Swansboro offers easy access to necessary services such as dentists, veterinarians, and handyman services, ensuring your needs are met without hassle.
Conclusion
Experience the serene coastal living, welcoming community, and vibrant lifestyle that Swansboro offers, making it the perfect place to enjoy your retirement years.
Swansboro, a charming coastal city in North Carolina, provides retirees with a range of benefits. With a cost of living below the national average and a median home price of $350,000, you can enjoy a comfortable lifestyle without breaking the bank. The town’s population of around 4,000 is made up of a community where 40% of residents are aged 45 or older, creating a welcoming and inclusive atmosphere.
Known as “The Friendly City by the Sea,” Swansboro offers abundant water recreation opportunities and is surrounded by oceanfront beaches, allowing you to embrace a simpler way of life and indulge in the beauty of nature. The town has experienced a 30% growth in population over the past decade, testifying to its growing and thriving community.
When it comes to taxes, North Carolina does not tax Social Security, providing financial relief for retirees. However, other retirement income is taxed at a flat rate of 5.25%. Additionally, the combined sales tax in Swansboro is 7.25%. These factors contribute to the town’s affordable and manageable financial landscape.
Swansboro’s historic downtown is a treasure trove of charming shops and boutiques, with 74 buildings listed on the National Register of Historic Places, adding character and nostalgia to the town’s atmosphere. The town also boasts a diverse selection of restaurants, along with annual festivals and events that showcase its lively and vibrant culture. Furthermore, numerous active clubs and organizations offer opportunities for engagement and socialization, allowing you to stay active and connected in your retirement.
Conveniently located near military bases, Swansboro provides easy access to necessary services such as dentists, veterinarians, and handyman services. This ensures that your needs are met and that you can enjoy a stress-free retirement lifestyle.
With its idyllic coastal setting, welcoming community, affordable cost of living, and abundant recreational opportunities, Swansboro offers everything you need for a fulfilling retirement. Consider Swansboro as the destination to embark on this new chapter of your life, where you can create cherished memories and enjoy the best that coastal living has to offer.
FAQ
Is Swansboro a good place to retire?
Yes, Swansboro offers a range of benefits to retirees, including a cost of living below the national average and a welcoming community.
What is the median home price in Swansboro?
The median home price in Swansboro is $350,000, making it an affordable option for retirees.
What is the population of Swansboro?
Swansboro has a population of around 4,000, with 40% of residents aged 45 or older.
What recreational activities are available in Swansboro?
Swansboro offers abundant water recreation opportunities and is located near oceanfront beaches.
Are there historical attractions in Swansboro?
Yes, Swansboro has a charming historic downtown with shops and boutiques, and 74 buildings in the town are listed on the National Register of Historic Places.
Are there good dining options in Swansboro?
Yes, Swansboro has a good selection of restaurants to suit various tastes.
What annual festivals and events take place in Swansboro?
Swansboro hosts annual festivals and events that provide entertainment and community engagement.
Are there active clubs and organizations in Swansboro?
Yes, Swansboro offers numerous active clubs and organizations for retirees to join and engage with the community.
Is Swansboro conveniently located?
Swansboro is conveniently located near military bases and has access to necessary services such as dentists, veterinarians, and handyman services.
How are taxes in Swansboro?
North Carolina does not tax Social Security, but it does tax other retirement income at a flat rate of 5.25%. The combined sales tax in Swansboro is 7.25%.
Is Swansboro a safe place to live?
Swansboro has a crime rate that meets the national average, making it a relatively safe place to live.
